Cash and securities in your retirement and non-retirement accounts with Fidelity Brokerage Services LLC, as well as individual workplace retirement accounts under a 401(k), profit sharing, 403(b), or 457 plan for which Fidelity is the record keeper are covered (for qualified or non-qualified distributions from your 529 plan, as well as rollover distributions to another 529 plan provider) Health Savings Account (HSA) Redemption (PDF) (for brokerage and mutual fund accounts) College Investing Plan Distribution Form (PDF) There is no annual account fee or minimum required to open any of the Fidelity-managed 529 plan accounts This page will open in a popup window That includes the program management fee which covers the cost of trust administration services, such as recordkeeping, statements, and customer service The fees charged are incorporated into the total expense ratio This page will open in a popup window